PEX Credit Expense:
Corporate Cards with Incredible Control

Corporate charge cards that come with greater flexibility. Simple application and approval process.

Apply now to receive up to $250 back on on your first purchases.  *Terms Apply.

Charge card
Phone + card

A smarter corporate card platform

Card
Wider Merchant Acceptance

Use for travel, paying bills, or any on-the-go purchasing your team needs to make. Visa® Commercial Cards are accepted worldwide

Saving
Greater Savings

Card controls that keep you within budget. Fast card distribution and instant funding vastly improve bookkeeping and productivity

Flexibility2
Control Card Usage

Control who spends, how much and on what, individually or based on groups. Identify what job the spend applies to. 

Instant Funds and Incredible Flexibility

Same great PEX expense management tools, now with the added flexibility of credit.

woman paying with PEX card
  • number1
    Easily distribute physical or virtual cards.

    Give physical cards to staff and management, use virtual cards to pay bills, arrange travel, manage subscriptions and other repeating expenses. All managed from your desktop or mobile device.

  • number2
    Set rules. Set budgets. Or set nothing.

    Every card or group can have their own approved categories and spending limits. PEX keeps spending in check and you in control.

  • number3
    Track spending anywhere.

    No end-of-billing-cycle surprises. PEX reports transactions in real-time. Cardholders can submit receipts and accounting codes within the mobile app. Admins can manage cards online or via mobile app.

  • number4
    Connect to your accounting.

    Sync transactions with your systems to automate expense reporting, allocations, and reconciliations. Deep reporting options put the information you need at your fingertips.  Find a list of software PEX integrates with here.

PEX Works for Everybody in Your Organization

A smarter approach to managing expenses without credit risk.
  • Check mark

    Instant funds, allocated to the right employees.

  • Check mark

    Avoid cash or check reimbursements; just run your business.

  • Check mark

    Simple interface to set spending privileges by cardholder, merchant category, time, and more.

  • Check mark

    Instantly approve or decline purchases according to your preset controls.

  • Check mark

    Use the mobile app to monitor spending and authorize purchases from anywhere, anytime.

  • Check mark

    Real-time reporting allows you to spend less time on expense report reconciliation.

purchases phone
Real-time, customizable reporting that saves time and helps you manage cash flow.
  • Check mark

    Transactions are reported in real-time; get a better grip on cash flow.

  • Check mark

    Automatically distribute credit funds to multiple cardholders

  • Check mark

    Receive 1 % back on eligible transactions.Terms Apply*.

  • Check mark

    No more expense report drama; cardholders can submit receipts through a mobile app.

  • Check mark

    Automatically allocate purchases based on GI codes and tags.

  • Check mark

    PEX integrates with your accounting software for instant reconciliations.

transactions
Provide employees with a fluid way to safely use corporate funds.
  • Check mark

    Eliminate employees using their own money and waiting for reimbursement.

  • Check mark

    Cardholders can attach GL codes and tags to purchases for easier allocation.

  • Check mark

    Employees can review their card budgets and their spend rules.

  • Check mark

    Mobile receipt capture means one less piece of paper to lose.

  • Check mark

    Cardholders can request funds when needed.

  • Check mark

    Our customer service team is always on call, so admins don't have to be.

mobile receipt
Use PEX out of the box. Or go under the hood to build an advanced, custom payment platform for your business.
  • Check mark

    Secure API integrates with your systems to give you automated control of all your payments.

  • Check mark

    Your systems can tap into PEX transaction data to dynamically approve and fund purchases, based on complex, granular rules.

  • Check mark

    Real-time webhooks push data to your systems, to trigger processes, communications, and more.

  • Check mark

    PEX Platform can scale to let you process millions of transactions a day.

developer looking at computer

Credit Expense FAQS

"PEX has been an integral part of the success in our program's ability to provide easy access to funds for our grantees. We're so grateful to have come across knowledgeable employees that have given us guidance, patience and partnership through the process."

K. Dorfman

Program Coordinator

PEX_Credit_angled (2)

Ready to Learn More?

Request a FREE DEMO to see how easy it is to expand your possibilities with PEX Credit Expense

*PEX requires linking an external business bank account for credit approval & mandatory autopay enrollment. With PEX Credit Expense, repayment of charge card purchases is due in full every seven days at the end of the statement period. A minimum bank account balance is required to qualify. Please view the PEX Master Service Agreement for more information.

1The PEX Visa® Commercial Card is not a credit card.