SMALL BUSINESS

Simplify your spend with PEX

PEX makes it easy for small businesses to manage spend in one user-friendly platform and mobile app

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Trusted by 10,000+ customers

Key benefits

Managing your small business spend has never been easier

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Issue physical and virtual cards and earn up to 1% back* on qualifying spend

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Automate spend policies and tasks like coding transactions and sending reminders

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Submit receipts via the PEX app and auto sync to your accounting software

Spend Use Cases

Business credit cards for all your spending needs

Centralize your spend with PEX - pay vendors, streamline purchases, power team travel and more

A laptop screen displays a financial dashboard with balance and expense breakdowns. In the foreground, three PEX Visa cards in blue, teal, and purple colors are shown.
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Vendor payments

Prevent overspend and issue virtual cards to specific merchants, like SaaS and ad vendors

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Purchasing

Instantly issue cards tied to custom spend policies and enhanced approval workflows

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T&E

Enjoy worldwide acceptance with an easy-to-use mobile app for travel and fuel expenses

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Per diem & petty cash

Send funds to team members for meals, travel or for small business expenses

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Grants & incentives

Streamline payments for grant funding and employee incentive distribution

How PEX helps you simplify your small business spend

Instantly issue cards to team members, automate previously manual tasks 
and close your books with ease

Take the effort out of team member expenses

Person holding a phone and a debit card, with a digital payment confirmation showing a Visa card, approval status, and transaction date of 17 Nov 2024.

Tap to pay right away

Cardholders can request and receive funds almost instantly to pay for purchases

Woman wearing glasses looks at her phone, with a receipt displayed on the screen next to her. Buttons labeled "Scan your receipt" and "Submit receipt" appear above the receipt.

Eliminate the receipt chase

Employees can submit receipts faster
with PEX’s    AI-powered mobile app

Streamline spend management while staying in control

Customize spend limits and controls

Set limits by cardholder, card, spend amount and more - ensuring funds are spent only how intended

User interface showing spend policy options for merchants: No restrictions, Deny, Allow. Below are categories with Active status: Travel and Materials. .

Put receipt reminders and card blocking on autopilot

Ensure timely receipt submission and compliance with automated reminders and card blocking

Three PEX virtual cards in a stack. The top two are light blue, the bottom one is red with number ending in 5632, labeled "Card Blocked.

Sync your PEX transactions and receipts to your accounting and productivity software

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Pricing

Get started today for free

Centralize spend, submit receipts, track and reconcile your expenses - in one easy to use platform

A laptop and smartphone display a financial dashboard with account balance, transactions, and notifications. A blue PEX Visa card is shown on the left.

Book a meeting

Talk to an expert

Learn how PEX can help you streamline your expense management process, improve receipt collection and close your books faster. Talk to an expert today.