MID-MARKET

Streamline your spend to scale

Scale your financial operations with smart corporate cards, AI-powered expense automation and more

A woman wearing a headset holds a clipboard and smartphone. Next to her is a blue Pex Visa commercial card, labeled with the name "Alice Kadigan" and "XYZ Widget Co.

Trusted by 10,000+ customers

Key benefits

Unlock more working capital and streamline your spend

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Get up to $2M per month in purchasing power, plus 1%1 back on qualifying spend

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Auto-match expenses using AI, 
and sync to your ERP or accounting software

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Get real-time PEX support and guidance, from setup and beyond

Spend Use Cases

Centralize all of your company spend with PEX

Pay vendors, power team travel, use business credit as a flexible financing tool - and so much more

A laptop screen displays a financial dashboard with balance and expense breakdowns. In the foreground, three PEX Visa cards in blue, teal, and purple colors are shown.
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Back office spend

Optimize cash flow and earn rewards on invoices that accept card payments 

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Vendor payments

Prevent overspend and issue virtual cards to specific merchants, like SaaS and ad vendors

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T&E

Enjoy worldwide acceptance with an easy-to-use mobile app for travel and fuel expenses

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Per diem & petty cash

Send funds to team members for meals, travel or for small business expenses

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Grants & incentives

Streamline distribution of grant payments or team member incentives

Leading mid-market teams require
modern spend management solutions

Say goodbye to manual, tedious tasks and improve your productivity by up to 25%2

Give employees their time and money back with the PEX mobile app

Person scanning a receipt with a smartphone. A clipboard with documents is held in the other hand. A digital overlay shows a receipt with item details and buttons labeled "Scan your receipt" and "Submit receipt.

Eliminate the receipt chase

Employees can snap, text or email receipts to PEX, and auto-match to transactions using AI

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Reimburse out-of-pocket expenses

Reimburse team members for non-card spend, including mileage, directly through PEX

Stay in control and streamline your financial operations

Customize approval workflows to the way you work

Define approvers and approval workflows aligned with your company policy

Interface showing a "Review" button in blue, "Approve" button in yellow, and text fields for Tags and Notes related to a board meeting on December 12, 2024.

Access multiple entities
in one place

Create separate accounts for different entities or departments, and manage each from a single login

Interface display with a "Login access" button and a list of three entities: RE Holdings, Inc. (Credit), Shipping (Prepaid), and Distribution (Prepaid).

Get real-time
spend visibility

Monitor employee, project or department spend to maintain 
accurate forecasts and oversight

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Sync your PEX transactions and receipts to your accounting and productivity software

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How we stack up against the competition

PEX offers an extensive and easy to use platform, comprehensive support and a seamless approval process

PEX vs CompetitionSpend ControlsIntegrationsCustomer ServiceApproval Process
PEX
Robust, customizable spend controls

Direct accounting and ERP integrations

Dedicated CSM and 24/7 support

Approval from 15 minutes, up to 2 days
Traditional banksLimitedLimitedLimitedUp to 10 days

Pricing

Get started today for free

Centralize spend, submit receipts, track and reconcile your expenses - in one easy to use platform

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Book a meeting

Talk to an expert

Learn how PEX can help you streamline your expense management process, improve receipt collection and close your books faster. Talk to an expert today.

2 2023 PEX customer survey