PEX vs Expensify

Companies switch to PEX when they want to control spending before it happens instead of reviewing transactions afterward.

PEX applies spending rules at the point of purchase, preventing out-of-policy transactions and reducing the need for manual review and follow-up.

Book a demo to see PEX in action or start an application to get up and running.

PEX is a card-first spend management platform that captures and controls spending as it happens. Expensify is primarily designed around expense reporting workflows where employees submit receipts and expense reports after purchases occur.

With PEX, transactions are captured automatically through company cards and policies, receipts and coding are applied in real time. This reduces manual review and helps finance teams maintain cleaner expense data.

PEX embeds spend controls directly into every company card. Finance teams can set limits by merchant category, department, project, location or time of day.

Spending rules are enforced at the point of purchase, so transactions stay within policy without requiring approvals or follow-up.

PEX automates the entire expense workflow from the moment a transaction occurs.

Receipts are captured and matched automatically, while AutoTagger™ and AI-powered GL coding categorize expenses in real time. This eliminates much of the manual reconciliation and expense report review that finance teams typically handle in traditional expense reporting systems.

PEX keeps financial data complete and accurate throughout the month.

Transactions are captured, coded and documented in real time, so finance teams spend less time fixing issues and can close the books faster with confidence.

Expensify is built around expense reporting workflows where employees submit receipts and expense reports after purchases occur.

PEX removes the need for most expense reports by capturing and managing spending directly through controlled company cards, with receipts and coding handled automatically.

PEX integrates with more than 50 accounting and ERP systems, including QuickBooks, NetSuite and Sage Intacct.

Transaction data, receipts and coding sync automatically, helping finance teams reduce reconciliation work and close the books faster.

PEX offers transparent pricing with no per-user fees, so costs stay predictable as your team grows.

Pricing is based on your card program and usage. View pricing details or book a demo to find the right plan for your business.

PEX provides 24/7 support from real people, with tiered service options to meet different business needs.

From onboarding through ongoing operations, finance teams work with dedicated experts who understand spend management and accounting workflows.