PEX PREPAID EXPENSE

A flexible, prefunded card solution designed for your business

PEX Visa® Prepaid business cards: no more checks or cash, just flexible, reloadable cards with control

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Woman in red sweater using a payment terminal on a counter, with a blue PEX Visa business prepaid card displayed in the foreground.

Trusted by 10,000+ customers

key benefits

Go cashless with prepaid business cards and stay on budget

Fund, track, and control business expenses while earning rewards

card

Issue physical and virtual cards

Icon of a stylized paper receipt with two horizontal lines, set on a light blue circular background.

Distribute funds to employees and contractors

A blue icon of a credit card with a lock, symbolizing security, on a light circular background.

Eliminate cash and checks, and control spend before it happens

data_analytics

Earn 1% back* on all qualifying vendor spend

use cases

Instantly distribute funds to team members and contractors, pay vendors and more

Image of a Visa PEX business prepaid card next to a financial dashboard showing a current balance of $108,578.00 with purchase categories listed: Internet, Entertainment, Dinner, Gas, and Lunch.
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Per diem payments

Allocate funds to team members for meals, travel, and other subsidies

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Petty cash

Go cashless and pay for small, everyday expenses using PEX

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Vendor management

Pay for recurring expenses, like SaaS subscription fees, and earn 1% back on all qualifying vendor spend

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Fuel / fleet

Load money onto cards to purchase fuel and pay for other vehicle-related expenses

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Production

Get funding today, and start production tomorrow using PEX’s declining balance card

KEY CAPABILITIES

PEX automates manual tasks, improving team productivity

Automate finance team tasks

Customize spend limits and controls

Set precise spend limits by card or merchant.

Image of a spend policy interface showing options for merchants: No restrictions, Deny, or Allow. Below are categories, Travel and Materials, each marked as active.

Automate
approval workflows

Approve or enforce to control spending.

Pre-approval list with three entries: General Store (17 Nov 2024), Hardware (3 Nov 2024), and Construction Inc. (31 Oct 2024), all marked as approved.

Get real-time
spend visibility

Track spend by team or department.

Bar chart showing spend by merchant category: Professional Services, Airlines, Hardware Stores, Restaurants, Transportation, Hotels, Beverages, Rental Cars. Text overlay: "Real-time insights.

Sync transactions to accounting software

Simplify reconciliation with PEX integration.

Dashboard showing recent transactions and current balance of $1,691.54. Transactions: Best Buy, Stop & Shop, Lulu Lemon declined. Bar graph displays balance trend from January to October.

Empower your employees

A construction worker in a yellow helmet and vest looks at his phone while crouching next to metal beams. An overlay shows a receipt and buttons labeled "Scan your receipt" and "Submit receipt.

Eliminate the receipt chase

Employees can snap, text or email receipts to PEX, ensuring timely and compliant submission

A man in glasses using a laptop. A digital reimbursement summary shows payments for Mini Mart, Contractor, and Mileage.

Reimburse out-of-pocket expenses

Pay employees back for mileage and non-card spend, directly through the PEX platform

Integrations

PEX integrates with your accounting software and ERP

Explore our integrations library and discover time-saving applications

Today's modern finance leaders trust PEX

PEX’s intuitive platform and top-rated customer service.

Ready to get started?

Spend smarter and simplify your expense management process today

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© 2007-2025 Prepaid Expense Card Solutions, Inc., All Rights Reserved The PEX Visa® Prepaid Card, the PEX Disburse Visa® Prepaid Card, and PEX Visa® Commercial Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. The PEX Visa® Prepaid Card, PEX Disburse Visa® Prepaid Card, and PEX Visa® Commercial Card are not credit cards. Please see the back of your card for its issuing bank.