PEX credit EXPENSE
A corporate card for all your business spending needs
Get up to $2M per month in spending power and earn 1%1 back to invest in your business or organization
Trusted by 10,000+ customers
Key benefits
Corporate cards that put control in your hands and rewards in your pocket
Issue physical and virtual cards aligned to your spend policy
Earn 1% back 1 on all qualifying purchases
No personal guarantee or credit check required
use cases
A corporate card designed for every expense, big or small
Pay vendors, power team travel or use business credit as a flexible financing tool
Back office spend
Preserve cash flow and earn rewards on invoices that accept card payments
Vendor payments
Prevent overspend by assigning virtual cards to specific merchants, like SaaS, advertising vendors, and subcontractors
T&E
Enjoy worldwide acceptance and an easy to use mobile app with AI-powered receipt matching
Purchasing
Instantly issue cards tied to custom spend policies and enhanced approval workflows
Fuel
Distribute corporate cards to employees in the field with custom spend and merchant limits
PEX automates manual tasks, improving team productivity
PEX automates manual tasks, improving team productivity by up to 25%
Automate finance team tasks
Customize spend limits and controls
Set limits by cardholder, card, MCC or merchant - plus, enforce day of week or state-based spend limits, and more
Automate
approval workflows
Pre-approve purchases to prevent overspend, or enforce compliance for purchases that already occurred
Get real-time
spend visibility
Monitor employee, project or department spend to maintain accurate forecasts and oversight
Empower your employees
Reimburse out-of-pocket expenses
Pay employees back for mileage and non-card spend, directly through the PEX platform
Eliminate the receipt chase
Employees can snap, text or email receipts to PEX, ensuring timely and compliant submission
Integrations
PEX integrates with your accounting software and ERP
Explore our integrations library and discover time-saving applications
Today's modern finance leaders trust PEX
PEX’s intuitive platform and top-rated customer service.
"PEX makes it easy to put funds in employees hands when and where they're needed, yet still limit what can be spent - all from my desk."
Sarah C.
"PEX has been life-changing and easy for employees and employer, from managing expenses and receipts, to integration with accounting."
Darci H., VM West
Frequently asked questions
PEX Credit Expense is a complimentary program providing small to medium businesses with a non-revolving credit line, repaid weekly or monthly in full at the end of the statement period.
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1 The PEX Visa® Commercial Card is not a credit card.
*PEX requires linking an external business bank account for credit approval & mandatory autopay enrollment. With PEX Credit Expense, repayment of charge card purchases is due in full every seven days at the end of the statement period. A minimum bank account balance is required to qualify. Please view the PEX Master Service Agreement for more information.
© 2007-2025 Prepaid Expense Card Solutions, Inc., All Rights Reserved. The PEX Visa® Prepaid Card, PEX Disburse Visa® Prepaid Card, and PEX Visa® Commercial Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa Business Prepaid and Visa Commercial Cards are accepted. The PEX Visa® Prepaid Card, PEX Disburse Visa® Prepaid Card, and PEX Visa® Commercial Card are not credit cards. Please see the back of your card for its issuing bank.