PEX Release Notes 4.3

March 2, 2016

This release includes two Administrator and one Cardholder enhancement. The "Hardware Only" merchant category addition will allow Administrators to further control cardholder spending entitlements. Cardholders now have the ability to manage the security questions and answers that are used for lost password retrievals. Administrators are now able to turn cardholder negative balance emails on or off. 

Enhancement 1: Hardware Only Merchant Category
Enhancement 2: Security Question and Answer Changes
Enhancement 3: Negative Balance Email Notifications
Enhancement 1: Hardware Only Merchant Category (Admin Site, Mobile App)
Attention: Property managers, contractors, and any user with building or facility maintenance spending

Merchant categories are used to enable spending for specific merchant types (category checked) or disable spending for a specific merchant type (category unchecked). Merchant categories can be enabled or disabled in the cardholder profile on the spend rules page or used in creating spending rulesets.

A new merchant category has been added to allow for more specific spending control - hardware stores. This category contains all hardware related Visa merchant category codes including paints, construction materials, plumbing/HVAC equipment and industrial supplies. Enable this category to limit spending to supplies that a typical contractor, facilities manager or repairman would purchase.  
The following Visa merchant category codes were moved from the retail stores category to the new hardware stores category:

5085 - INDUSTRIAL SUPPLIES
5074 - PLUMBING HEATING EQUIPMENT
5211 - LUMBER & BUILDING MATERIALS
5039 - CONSTRUCTION MATERIALS
5065 - ELECTRICAL PARTS
5072 - HARDWARE EQUIPMENT & SUPPLIES
5231 - GLASS, PAINT, WALLPAPER
5198 - PAINTS, VARNISHES
5200 - HOME SUPPLY WAREHOUSE STORES
5251 - HARDWARE STORES
5046 - COMMERCIAL EQUIPMENT

The hardware merchant category was automatically enabled for every cardholder who had retail stores enabled at the time of the 4.3 release.
 

ACTION REQUIRED: If you had the retail stores merchant category enabled for any cardholder primarily to allow spending in the categories listed above, you can now disable the retail stores category to further control spending.
 
API Endpoint Impact
The hardware stores merchant category is now included in the following endpoint responses or input parameters:

GET /Bulk/GetSpendingRulesets
The hardware stores merchant category will now appear at the end of the SpendingRulesetCategories array as a boolean field as in the example below:
    "SpendingRulesetCategories": {
      "CategoryId": 249,
      "AssociationsOrganizationsAllowed": true,
      "AutomotiveDealersAllowed": true,
      "EducationalServicesAllowed": true,
      "EntertainmentAllowed": true,
      "FuelPumpsAllowed": true,
      "GasStationsConvenienceStoresAllowed": true,
      "GroceryStoresAllowed": true,
      "HealthcareChildcareServicesAllowed": true,
      "ProfessionalServicesAllowed": true,
      "RestaurantsAllowed": true,
      "RetailStoresAllowed": true,
      "TravelTransportationAllowed": true,
      "HardwareStoresAllowed": true
    },

PUT /Card/SpendRules/{Id}
The hardware stores merchant category will now be included in the MerchantCategories array in the  input parameters as illustrated in the example below.  Input is optional, if the Hardware stores category is not included in the array the value in the system will remain unchanged. 
{
  "MerchantCategories": {
    "AssociationsAndOrganizations": false,
    "AutomotiveDealers": false,
    "EducationalServices": false,
    "Entertainment": false,
    "FuelAndConvenienceStores": false,
    "GroceryStores": false,
    "HardwareStores": false,
    "HealthcareAndChildcareServices": false,
    "ProfessionalServices": false,
    "Restaurants": false,
    "RetailStores": false,
    "TravelAndTransportation": false,
    "FuelPumpOnly": false,
  },
 
GET /Card/SpendRules/{Id}
The Hardware stores merchant category will now appear at the end of the SpendingRules array as a boolean field as in the example below:
  "SpendRules": {
    "UseMerchantCategory": true,
    "MerchantCategories": {
      "AssociationsAndOrganizations": true,
      "AutomotiveDealers": true,
      "EducationalServices": true,
      "Entertainment": true,
      "FuelAndConvenienceStores": true,
      "GroceryStores": true,
      "HealthcareAndChildcareServices": true,
      "ProfessionalServices": true,
      "Restaurants": true,
      "RetailStores": true,
      "TravelAndTransportation": true,
      "FuelPumpOnly": true,
      "HardwareStores": true
    },

GET /Details/AccountDetails/{Id}
The Hardware stores merchant category will now appear at the end of the SpendRules array as a boolean field as in the example below:
  "SpendRules": {
    "UseMerchantCategory": false,
    "MerchantCategories": {
      "AssociationsAndOrganizations": false,
      "AutomotiveDealers": false,
      "EducationalServices": false,
      "Entertainment": false,
      "FuelAndConvenienceStores": false,
      "GroceryStores": false,
      "HealthcareAndChildcareServices": false,
      "ProfessionalServices": false,
      "Restaurants": false,
      "RetailStores": false,
      "TravelAndTransportation": false,
      "FuelPumpOnly": false,
      "HardwareStores": true
    },
Enhancement 2: Security Question and Answer Changes (Cardholder Site)
Attention: All cardholders

When a cardholder creates a login for the cardholder site, they are asked to add a security question and answer.  The question and answer is used to validate the cardholder for the forget password process.  Prior to this release, cardholders could not see or change the question/answer combination.  

Cardholders can now edit their security question and answer from the My Profile tab on the cardholder website.
 
Enhancement 3: Negative Balance Email Notifications (Admin Site)
ATTENTION: Administrators interested in monitoring cardholder negative balance activity

Cardholder negative balance email notifications can now be turned off in the email notifications page of My Profile. Previously, negative balance emails were enabled by default and could not be turned off. By default, negative balance emails are automatically enabled for all business administrators.

To turn off the email notification in admin.pexcard.com, click on your name at the top of the screen and select the email notifications button. 
Questions or comments about the release? Please email or call us at 1-877-274-3390.


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