A Complete Business Credit Card Solution

Meet the best business credit card alternative.

PEX cards let business owners and managers securely control where and how much employees spend. Whether using Prepaid Cards or getting $250 back* with PEX Credit Expense, you'll be able to issue cards, set controls, manage expenses, and capture receipts with one accounting solution. Apply now to receive up to $250 back on on your first purchases. *Terms apply

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    Easily distribute physical or virtual cards.

    Give physical cards to staff and management, use virtual cards to pay bills, arrange travel, manage subscriptions and other repeating expenses. All managed from your desktop or mobile device.

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    Set rules. Set budgets. Or set nothing.

    Every card or group can have their own approved categories and spending limits. PEX keeps spending in check and you in control.

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    Track spending anywhere.

    No end-of-billing-cycle surprises. PEX reports transactions in real-time. Cardholders can submit receipts and accounting codes within the mobile app. Admins can manage cards online or via mobile app.

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    Connect to your accounting.

    Sync transactions with your systems to automate expense reporting, allocations, and reconciliations. Deep reporting options put the information you need at your fingertips.  Find a list of software PEX integrates with here.

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Get Your Free Demo

PEX has features for everyone on your staff

PEX provides time-saving solutions for employee expense management

A smarter approach to managing expenses without credit risk.
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    Instant funds, allocated to the right employees.

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    Avoid cash or check reimbursements; just run your business.

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    Simple interface to set spending privileges by cardholder, merchant category, time, and more.

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    Instantly approve or decline purchases according to your preset controls.

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    Use the mobile app to monitor spending and authorize purchases from anywhere, anytime.

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    Real-time reporting allows you to spend less time on expense report reconciliation.

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Real-time, customizable reporting that saves time and helps you manage cash flow.
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    Transactions are reported in real-time; get a better grip on cash flow.

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    Automatically distribute credit funds to multiple cardholders

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    Receive 1 % back on eligible transactions.Terms Apply*.

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    No more expense report drama; cardholders can submit receipts through a mobile app.

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    Automatically allocate purchases based on GI codes and tags.

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    PEX integrates with your accounting software for instant reconciliations.

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Provide employees with a fluid way to safely use corporate funds.
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    Eliminate employees using their own money and waiting for reimbursement.

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    Cardholders can attach GL codes and tags to purchases for easier allocation.

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    Employees can review their card budgets and their spend rules.

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    Mobile receipt capture means one less piece of paper to lose.

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    Cardholders can request funds when needed.

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    Our customer service team is always on call, so admins don't have to be.

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Use PEX out of the box. Or go under the hood to build an advanced, custom payment platform for your business.
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    Secure API integrates with your systems to give you automated control of all your payments.

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    Your systems can tap into PEX transaction data to dynamically approve and fund purchases, based on complex, granular rules.

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    Real-time webhooks push data to your systems, to trigger processes, communications, and more.

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    PEX Platform can scale to let you process millions of transactions a day.

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"PEX has been an integral part of the success in our program's ability to provide easy access to funds for our grantees. We're so grateful to have come across knowledgeable employees that have given us guidance, patience and partnership through the process."

K. Dorfman

Program Coordinator

Leverage PEX data within your day-to-day financial operations. Explore our library of integrations, and discover time-saving applications. 

Integrates With The Software You Use

Leverage PEX data within your day-to-day financial operations. Explore our library of integrations, and discover time-saving applications.

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The smart way to manage your organization's spending

Put cards into the hands of people who need them, fund or defund instantly, and receive accurate real-time records with PEX.

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HEADQUARTERS

462 7th Avenue, 21st Floor
New York, NY 10018

CONTACT US

[email protected]
+1.877.274.3390

ABOUT US

PEX was founded to build a more advanced, efficient spending solution for everyone. Proactively manage workforce spending, streamline operations, and leverage actionable, real-time activity data to your advantage.

© 2007-2024 Prepaid Expense Card Solutions, Inc., All Rights Reserved The PEX Visa® Prepaid Card, the PEX Disburse Visa® Prepaid Card, and PEX Visa® Commercial Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. The PEX Visa® Prepaid Card, PEX Disburse Visa® Prepaid Card, and PEX Visa® Commercial Card are not credit cards. Please see the back of your card for its issuing bank.