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Apply

The PEX Card Service is available to
businesses only.

Once approved, you will have access to all the features of the PEX Card Service.
Complete our online application.

  • Approvals are based on our ability to confirm the details of your application. We do not approve based on credit score (this is prepaid, not credit). It takes approximately 5 business days to complete.
  • Applicants must be registered business entities. The application must be submitted by an authorized officer of the company (usually an executive member such as: CEO, CFO, director or president). Submit an application
Fund

The PEX Card Account is the destination for your money when you
request a transfer from your bank account.

In prepaid, you fund prior to making purchases.

  • Our "Transfers" feature uses ACH, (similar to an electronic check) to move funds to and from your bank account and PEX Card Account. No fuss, no trips to the bank, no deposit slips.
  • Once the PEX Card Account balance is updated, you can dispense funds to specific PEX Visa Cards. If you need to take unused money back, you can always transfer funds back to your bank account. Your money is always yours until purchases are made or fees are charged.
Issue

Login to our site to issue cards. Each person receives a
reloadable, personalized PEX Visa Card.

Since it's prepaid, cards are issued inactive, with a zero balance - there is no minimum funding requirement.

  • Card requests are processed immediately and mailed to the recipient's home address.
  • Expect 7-10 business days from request to card arrival. If you need a card more quickly, our customer service team can expedite your order.
  • Personalized Visa Prepaid cards issued to cardholders include 3 year expiry periods, so you can issue a card once and add funds repeatedly as needed.
Optimize

You control how cardholders use their cards. By pre-authorizing
spending you don't have to micromanage every requisition.

You manage where and how much your cardholders receive and spend.

  • Our administrative website is intuitive and efficient. All features are easily accessible, simple to use and execute in real-time. We want you to spend your time doing what's important for your business, not managing expenses.
  • Each card profile can be customized to meet your business and cardholder's needs:
    • Adjust balances
    • Turn cards off temporarily while people are on vacation
    • Place daily maximums on spending
    • Specify acceptable merchant categories
    • ...all in real-time
  • Add $35 to buy supplies, add $600 to fund a business trip or remove the "change" and reallocate it to someone else.
Review

See it as it happens.

The PEX Card Service keeps you informed about balances and transactions every step of the way.

  • Reports are organized by card or on a corporate basis.
  • Transaction details and reporting are always up to date - good for managing cash flow and preventing overspending.
  • Downloadable monthly statements and additional reports provide even greater detail so you can forecast future spending and manage your budgeting process more efficiently.
Sign Up

Card Use: Because many people are already familiar with how
Visa cards work, minimal training is required to use the PEX Visa Card.

  • Educated cardholders are good cardholders. Inform them of the restrictions in their spending profile.
  • Cardholders can check their balance and spending profile online. Instruct them to contact an administrator if modifications need to be made.