Prepaid Credit Cards

Why use The PEX Visa® Prepaid Card over
prepaid credit cards?

Let’s say you own a small business…a business that has a lot of employee expenses. Reasons to consider The PEX Prepaid Credit Card include:

• You might have sales people out on the road for extended periods of time
• You might have a fleet of trucks with drivers that provide services or deliveries to your clients in your local market(s)
• Maybe you simply have people in your main office coming and going who need to buy supplies for their day-to-day work and/or projects

Keeping track of these expenditures is a lot to manage, and isn’t easy. Business owners like you are increasingly looking to solve necessary employee spending more resourcefully. The PEX Prepaid Credit Card offers a simple solution and brings less risk to the small business owner by keeping expenses under control and not encouraging a business owner to risk personal or company credit.

Many small and mid-size business owners simply use their personal cards and let staff “borrow it.” Or businesses give their staff cash and request a receipt or an expense report that has to be processed and goes into a file. This takes a lot of time and effort, and is usually an inefficient distraction. If you implement the PEX Prepaid Credit Card into your business, you will be able to spend more time on productive business opportunities instead of processing receipts and expense reports.

PEX Prepaid Credit Cards solve the problem. The PEX Prepaid Credit Card is the perfect mix between a business credit card and traditional prepaid credit card. The PEX Prepaid Credit Cards work similarly to other business credit cards, but with no strings attached, such as no high interest charges or spending caps, nor a bank credit line.

The PEX Prepaid Credit Card was built just for businesses and provides full reporting of all transactions. They also allow the flexibility of real time funding, and full control of all spending by the cardholder and by category (gas, restaurant, retail, etc). No credit is obtained or extended and no credit approval is needed. Best of all, PEX Prepaid Credit Cards are similar to any other Visa card in that they can be used wherever Visa is accepted.

10 Reasons why PEX Business Prepaid Card is ideal for your business

			Charge Card	Credit Card
	Instant funds disbursement to employee cards	yes
	Employee spend control	yes
	Monthly reporting	yes
	Protecting your business & personal credit	yes
	Straightforward predictable pricing	yes
	Guaranteed Approval upon successful business verification	yes
	No pre-set spending limit	yes	yes
	Can be used wherever Visa debit cards are accepted worldwide	yes	yes	yes
	Personalized embossed cards	yes	yes	yes
	Zero Liability**	yes	yes	yes